{"id":3097,"date":"2019-02-21T17:56:42","date_gmt":"2019-02-21T16:56:42","guid":{"rendered":"https:\/\/www.m-q.ch\/?p=3097"},"modified":"2019-02-21T17:56:42","modified_gmt":"2019-02-21T16:56:42","slug":"barometre-des-risques-dallianz-les-cyberincidents-et-les-interruptions-dactivite-inquietent-aussi-les-entreprises-suisses","status":"publish","type":"post","link":"https:\/\/www.m-q.ch\/fr\/barometre-des-risques-dallianz-les-cyberincidents-et-les-interruptions-dactivite-inquietent-aussi-les-entreprises-suisses\/","title":{"rendered":"Barom\u00e8tre des risques d'Allianz : Les cyberincidents et les interruptions d'activit\u00e9 touchent \u00e9galement les entreprises suisses"},"content":{"rendered":"<div class=\"copy grid8\">\n<figure id=\"attachment_3098\" aria-describedby=\"caption-attachment-3098\" style=\"width: 640px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-3098\" src=\"https:\/\/www.m-q.ch\/wp-content\/uploads\/2019\/02\/Allianz-Risk-Barometer-MQ-Management-u-Qualitaet.jpg\" alt=\"\" width=\"640\" height=\"427\" srcset=\"https:\/\/www.m-q.ch\/wp-content\/uploads\/2019\/02\/Allianz-Risk-Barometer-MQ-Management-u-Qualitaet.jpg 640w, https:\/\/www.m-q.ch\/wp-content\/uploads\/2019\/02\/Allianz-Risk-Barometer-MQ-Management-u-Qualitaet-16x12.jpg 16w, https:\/\/www.m-q.ch\/wp-content\/uploads\/2019\/02\/Allianz-Risk-Barometer-MQ-Management-u-Qualitaet-262x175.jpg 262w, https:\/\/www.m-q.ch\/wp-content\/uploads\/2019\/02\/Allianz-Risk-Barometer-MQ-Management-u-Qualitaet-525x350.jpg 525w, https:\/\/www.m-q.ch\/wp-content\/uploads\/2019\/02\/Allianz-Risk-Barometer-MQ-Management-u-Qualitaet-300x200.jpg 300w, https:\/\/www.m-q.ch\/wp-content\/uploads\/2019\/02\/Allianz-Risk-Barometer-MQ-Management-u-Qualitaet-624x416.jpg 624w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><figcaption id=\"caption-attachment-3098\" class=\"wp-caption-text\">Les scandales li\u00e9s aux donn\u00e9es, les pannes informatiques g\u00e9n\u00e9ralis\u00e9es et l'introduction de r\u00e9glementations plus strictes en mati\u00e8re de protection des donn\u00e9es inqui\u00e8tent \u00e9galement les entreprises locales. (Image du symbole : Unsplash)<\/figcaption><\/figure>\n<p>Le barom\u00e8tre des risques d'Allianz fournit un classement important des plus grands risques commerciaux. Il s'int\u00e9resse \u00e9galement aux entreprises suisses. Cependant, le Barom\u00e8tre a connu des changements surprenants en 2018 : Bien que le risque d'une interruption de l'activit\u00e9 (58%) continue de dominer du point de vue de l'entreprise, la crainte d'un cyberincident a augment\u00e9 d'un rang pour atteindre la deuxi\u00e8me place (48%). Les pr\u00e9occupations relatives aux changements juridiques de l'environnement \u00e9conomique, caus\u00e9s par exemple par les guerres commerciales, les droits de douane, les sanctions \u00e9conomiques ou les n\u00e9gociations encore incertaines de Brexit, ont \u00e9galement pris la troisi\u00e8me place du classement suisse pour la premi\u00e8re fois (29%), ce qui le met au m\u00eame niveau que le risque de catastrophes naturelles (29%).<\/p>\n<p>Parmi les dix premiers, on trouve les pr\u00e9occupations concernant la p\u00e9nurie de travailleurs qualifi\u00e9s (15%) et la perte de r\u00e9putation (10%).<\/p>\n<p>\"L'environnement des entreprises est devenu plus impr\u00e9visible, les risques ont augment\u00e9 - c'est ce qui ressort clairement de l'enqu\u00eate men\u00e9e aupr\u00e8s des experts en mati\u00e8re de risques. Il est donc d'autant plus important de reconna\u00eetre le potentiel de risque de l'entreprise \u00e0 un stade pr\u00e9coce et de prendre des mesures\", souligne Gregor Huber, responsable de l'assurance des entreprises chez Allianz Suisse. Les compagnies d'assurance en particulier, avec leur expertise en mati\u00e8re de risques, sont des partenaires importants dans ce domaine, dit-il, car elles fournissent un soutien dans l'analyse des risques et offrent des produits de protection. Par exemple, Allianz Suisse a r\u00e9cemment \u00e9tendu sa cyberassurance pour les PME \u00e0 la couverture suppl\u00e9mentaire \"Cyber-criminalit\u00e9 - ing\u00e9nierie sociale\", qui couvre les dommages caus\u00e9s par des instructions et des factures frauduleuses.<\/p>\n<p><strong>\u00a0<\/strong><strong>Cyber : sensibilisation croissante, pertes croissantes<\/strong><\/p>\n<p>L'inqui\u00e9tude croissante concernant les cyberincidents fait suite \u00e0 une ann\u00e9e marqu\u00e9e par de nombreux scandales li\u00e9s aux donn\u00e9es, des attaques de pirates informatiques et des incidents informatiques. \"Nous sommes maintenant \u00e0 un point o\u00f9 la cybern\u00e9tique est aussi importante pour les entreprises que les risques traditionnels\", d\u00e9clare Jens Krickhahn, responsable de la pratique Cyber, AGCS Europe centrale et orientale. Le co\u00fbt de la cybercriminalit\u00e9 est d\u00e9sormais estim\u00e9 \u00e0 600 milliards de dollars (520 milliards d'euros) par an, contre 445 milliards de dollars (385 milliards d'euros) en 2014 (source : Center for Strategic and International Studies).<\/p>\n<p>En comparaison, les catastrophes naturelles ont entra\u00een\u00e9 des pertes \u00e9conomiques moyennes de 208 milliards de dollars (180 milliards d'euros) au cours des dix derni\u00e8res ann\u00e9es, soit seulement un tiers environ. Alors que les criminels utilisent des m\u00e9thodes plus innovantes pour le vol de donn\u00e9es, la fraude en ligne ou l'extorsion cybern\u00e9tique, la menace des groupes de pirates informatiques \u00e9troitement li\u00e9s aux \u00c9tats-nations s'accro\u00eet \u00e9galement. Ils visent \u00e0 attaquer les exploitants d'infrastructures critiques ou \u00e0 voler des donn\u00e9es ou des secrets commerciaux pr\u00e9cieux \u00e0 des entreprises \u00e9trang\u00e8res.<\/p>\n<p><strong>Interruptions d'activit\u00e9 : Plus de causes, plus de pertes<\/strong><\/p>\n<p>L'interruption d'activit\u00e9 (BI) est en t\u00eate du barom\u00e8tre des risques d'Allianz pour la septi\u00e8me ann\u00e9e cons\u00e9cutive. Cependant, les sc\u00e9narios et les \u00e9l\u00e9ments d\u00e9clencheurs sont de plus en plus divers et complexes. Outre les incendies et les catastrophes naturelles, les pannes informatiques, les rappels de produits, les probl\u00e8mes de qualit\u00e9, le terrorisme, les troubles politiques ou la pollution de l'environnement entra\u00eenent de plus en plus souvent des interruptions d'activit\u00e9. Une r\u00e9cente analyse des sinistres par AGCS souligne l'importance croissante de l'interruption des activit\u00e9s : Selon l'\u00e9tude, presque toutes les grandes pertes de biens comprennent d\u00e9sormais un \u00e9l\u00e9ment de BU, qui repr\u00e9sente g\u00e9n\u00e9ralement la plus grande part de la perte. Il est \u00e9galement frappant de constater que les risques li\u00e9s aux cyber-entreprises et aux unit\u00e9s de production sont de plus en plus li\u00e9s, car les attaques par logiciel ran\u00e7onn\u00e9 ou les d\u00e9faillances informatiques entra\u00eenent souvent des interruptions de service et d'activit\u00e9. Par exemple, selon le barom\u00e8tre des risques d'Allianz, les cyberincidents sont le d\u00e9clencheur le plus redout\u00e9 de l'interruption des activit\u00e9s (50% de r\u00e9ponses), suivis des incendies\/explosions (40%) et des catastrophes naturelles (38%).<\/p>\n<p><strong>Changements juridiques : Nouveaux risques en 2019 <\/strong><\/p>\n<p>L'ann\u00e9e 2018 a marqu\u00e9 un tournant dans le commerce mondial. C'est pourquoi les entreprises du pays exportateur qu'est la Suisse sont \u00e9galement de plus en plus pr\u00e9occup\u00e9es par les changements juridiques dans l'environnement \u00e9conomique. La guerre commerciale entre les \u00c9tats-Unis et la Chine, la hausse des droits de douane et les sanctions \u00e9conomiques (Russie, Iran) p\u00e8sent sur le commerce ext\u00e9rieur. En 2019, de nouveaux risques apparaissent en raison des prochaines \u00e9lections en Europe, des perspectives de croissance plus faibles pour la zone euro et les \u00c9tats-Unis, et de l'issue incertaine des n\u00e9gociations de Brexit.<\/p>\n<p><em>Pour plus d'informations, y compris le rapport complet et les infographies, veuillez consulter le site <\/em><a href=\"https:\/\/www.agcs.allianz.com\/\" target=\"_blank\" rel=\"noopener\"><em>www.agcs.allianz.com<\/em><\/a><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><a class=\"dwn pdf\" href=\"https:\/\/www.allianz.ch\/v_1547221537825\/media-neu\/news\/pdf_zu_medienmitteilungen\/2019\/2019_01_15-Allianz_Suisse-Medienmitteilung_Risk_Barometer.pdf\" target=\"_blank\" rel=\"noopener\">Barom\u00e8tre des risques Allianz 2019 : les cyber-risques sont toujours \u00e0 la hausse<\/a><\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Der Allianz Risk Barometer stellt ein wichtiges Ranking der gr\u00f6ssten Gesch\u00e4ftsrisiken. Er durchleuchet auch Schweizer Betriebe. 2018 gab es jedoch einige \u00fcberraschende \u00c4nderungen im Barometer: Zwar dominiert aus Sicht der Unternehmen auch weiterhin das Risiko einer Betriebsunterbrechung (58%), die Angst vor einem Cybervorfall stieg aber um einen Rang auf Platz 2 (48%). Auch die Sorge [&hellip;]<\/p>","protected":false},"author":35,"featured_media":3098,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[4],"tags":[3904,3543,3994,3474,3362],"class_list":["post-3097","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-risikomanagement","tag-cybercrime","tag-ranking","tag-reputation","tag-risk","tag-studie"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Allianz Risk Barometer: Cybervorf\u00e4lle und Betriebsunterbrechung sorgen auch Schweizer Betriebe - MQ Management und Qualit\u00e4t<\/title>\n<meta name=\"description\" content=\"Laut dem Allianz Risk Barometer 2019 geh\u00f6ren Cybervorf\u00e4lle gemeinsam mit Betriebsunterbrechungen zu den gr\u00f6ssten Gesch\u00e4ftsrisiken weltweit.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.m-q.ch\/fr\/barometre-des-risques-dallianz-les-cyberincidents-et-les-interruptions-dactivite-inquietent-aussi-les-entreprises-suisses\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Allianz Risk Barometer: Cybervorf\u00e4lle und Betriebsunterbrechung sorgen auch Schweizer Betriebe - 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